Blog :: 05-2020

Tips for Prepping Your House for a Summer SaleĀ 

 

With the current COVID-19 circumstances, many buyers and sellers had put their processes on pause. Because of this, the summer market is predicted to be filled with buyers and sellers who are ready to strike! Waltham Realtors believe that this summer will be a great time for you to buy or sell. If you are looking to sell your home this summer, here are some tips to help prep your home to be as attractive as possible to buyers. 

 

Clean Up the Outside of Your Home

A buyer’s first impression of a home is of course what it looks like on the outside. It is important to give buyers a great first impression so that they begin on a positive note. To help the outside of your home shine, it is a good idea to pressure wash the house and fully clean the gutters. 

Waltham Realtors also suggest fixing up your landscaping. When a home’s landscaping is well done, it shows that the owners take good care of everything on their property. Having the exterior of your home looking clean, put together, and beautiful will give buyers an amazing first impression and get them one step closer to signing! 

 

Depersonalize Your Home

Everyone of course has different tastes in style and home decor. Waltham Real Estate Agents have pointed out that if someone visits your home and your home decor is a completely different style from theirs, they may not be able to fully picture themselves living there. By depersonalizing your home you can give buyers a better idea of if they could really see themselves making this place their new home.

 

Make the Front Door Inviting

This could be as easy as putting a fresh coat of paint on your door or replacing a faded house number to one that stands out. While it may seem like a small thing, having an inviting front door can help to continue a good first impression of your home. Waltham Realtors encourage people to prepare the outside of their home the best they can because if someone doesn’t walk into your home being positive, hopeful, and excited about what they already see, it is likely the possibility of a deal is already off the table in their mind.  

 

Contact a Waltham Realtor 

Waltham Real Estate Agents are here to help you with all your home selling needs. They will walk you through all the steps needed to ensure your home is ready and in great condition for viewing. If you have any questions or would like to reach out to a Waltham Realtor to assist in your home buying or selling process, contact Hans Brings!

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    Simple Ways To Pay Off Your Mortgage Early

     

    Buying a home is one of the biggest purchases you can make. Paying off your mortgage may be extremely intimidating as it sometimes takes many many years. A Waltham Realtor is here to give you tips on how to pay your mortgage off in less time while not breaking the bank. Paying off your mortgage sooner than later will also help increase your equity and save you a lot of money in interest payments. 

    1. Switch To A Biweekly Payment

    Start making your mortgage payments every other week instead of once a month. However, this doesn’t mean paying the full amount twice a month. If your mortgage payment is $1000 a month, pay $500 every two weeks. Paying your mortgage on this schedule can greatly benefit your wallet for a few reasons. These extra payments will basically have the same impact on your bank account as if you were paying once a month. However, because there are 52 weeks in a year, the biweekly payment will result in 13 as opposed to 12 full payments a year. This will result in paying a whole extra payment each year, greatly reducing the amount of time it will take you to pay it completely off. Waltham Real Estate Agents suggest this method as it will also help you save thousands of dollars in interest. 

    2. Make Extra Principal Payments

    Mortgage lenders usually allow people to make extra principal payments each month. This means that the extra payment will go towards paying down the principal amount rather than both the principal and interest amount. Paying a little extra in principal payments each month will greatly reduce the interest charges over time as well as shaving years off your mortgage payment. Waltham Realtors suggest rounding your monthly payments up to pay your principal payment. For example, if you have a mortgage payment of $1,065 per month, you would pay $1100 per month and dedicate that extra $35 as a payment on the principal. While it may not seem like a lot, over time these extra small payments will add up.

    3. Refinance Into A Shorter-Term Loan 

    This option is sometimes tricky for people as some only make enough money to pay a certain amount a month in mortgage payments. However, if you have a little extra money to spend on mortgage payments each month, this is an extremely great option for you. Waltham Real Estate Agents have mentioned that a shorter-term loan will result in saving thousands of dollars in interest payments! If you have a 25-year mortgage, consider refinancing to a 15-year mortgage. This will not only shave 10 years off of your mortgage payments but your interest rate will be much lower. While you’ll be paying a little extra monthly, you will make up for it in the end. 

    4. Put Your Extra Money Into Your Mortgage 

    If paying off your mortgage early is something you are very dedicated to, Waltham Realtors say to consider using the extra money you get throughout the year to pay off your mortgage. These extra payments may come from your tax return, a bonus from work, an increase in salary, selling things you no longer need, etc. Because you are already living without that extra money, putting it towards your mortgage is a great way to pay it off faster while not hurting your bank account. 

    Contact A Waltham Realtor Today 

    Waltham Real Estate Agents always have your best interest in mind when helping you budget for a mortgage payment. They will bring forth their professional and experienced knowledge to help you create the perfect mortgage plan that will help you pay it off as quickly as possible while not breaking the bank. Waltham Realtors are also dedicated to getting you the best deal whether you are buying or selling a Waltham home. Contact Hans Bring today for assistance!

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